BBVA Online Checking Account
Digital banking with BBVA Online Checking Account gives you the confidence and control to bank online with peace of mind.
To fully take advantage of your new account, is perfect for people who don’t live near BBVA branches, all you would need to do is open an account with a minimum deposit of $25. Once you have met the necessary requirements, you will gain instant access to great account features such as a personalized debit card as well as eAlerts and so much more! With the BBVA Online Checking account, you can enjoy great features along with no monthly service fees. You don't have to visit a bank to do your banking. Now your account is in your hands. Get an award-winning mobile banking app and no monthly Service Charge with BBVA Online Checking. No ATM fees nationwide at more than 64,000 AllPoint®, participating 7-Eleven® and BBVA USA ATMs.
- Deposit methods
BBVA Online Checking Account Features
- Open with $25
- No monthly Service Charge
- No ATM fees nationwide at more than 64,000 AllPoint®, participating 7-Eleven® and BBVA USA ATMs1
- Complimentary Online Banking and Mobile Banking, plus Mobile Deposit® and Bill Pay
- One free BBVA Visa® Debit Card per account holder:
- Easily keep track of your purchases and get transaction alerts on the go with BBVA Mobile Banking App2
- Earn cash back rewards for everyday debit card purchases with Simple Cash BackSM
BBVA Online Checking Account Fees
- Paper Statement Fee: $3 per month
- Easily avoid the Paper Statement Fee with these details.
- You will automatically receive a paper account statement by mail for a fee of $3 per month. However, you can opt for free electronic account statements and eliminate the $3 Paper Statement Fee when you turn off paper statements through Online Banking.
BBVA ATM network and fees
BBVA Online Cjecking account comes with a Visa debit card that lets you make purchases nearly anywhere. Plus, you’ll get access to a network of BBVA and Allpoint ATMs.
- Use over 1,000 BBVA ATMs in the US for free.
- Use over 64,000 Allpoint ATMs in the world for free.
- BBVA doesn’t list exact fees for using ATMs outside of these networks, but states that you may be charged a fee on top of any ATM-owner fees.
- You’re charged 1% of each transaction when you use an ATM outside the US.
- You’re charged 3% of each transaction when you use your card outside of the US.
Get started with BBVA Online Checking Account, Learn more about BBVA Online Checking Account
BBVA Online Checking Account comes with no monthly service fee. However, opening this type of the account requires from the account holder to have Social Security number or tax ID number, to provide address and contact information, not to be younger than 18, to present a government issued ID number, and to deposit $25. The account can only be opened online, and it is conditioned by checking the account holder’s credit. The account offers free Online Banking, Mobile Banking, Mobile Deposit, and Bill Pay. The account can be accessed online from a computer, tablet, or smart phone.
This checking account provides free of charge access to approximately 64000 ATMs across the country. These include Allpoint, participating 7-Eleven, and BBVA ATMs. There is no surcharge fee. If an out-of-network ATM is used, there is a $3 fee. Additional ATM owner’s fees may apply. If an ATM outside of the US is used, 1% of the amount of the transaction is charged. For international transactions, 3% of the amount is charged. An online statement is free of charge, but if the account holder opts for a paper statement, there is a $3 fee.
There is a $38 overdraft fee and a $38 insufficient funds fee. They are charged when either there are no funds or funds are insufficient in the account. The Bank pays for the transaction, and the fee is charged (Paid Item Overdraft fee: NSF charge - Paid Item). When a transaction exceeds the amount in the account, and the Bank does not pay, a Returned Item Overdraft fee (NSF Charge - Returned Item) is charged. There is a $23 Extended Overdraft Service fee charged if the account is overdrawn by more than $1.00 for 7 consecutive calendar days. This is repeatedly charged for every 7 consecutive calendar days during which the account is overdrawn by more than $1.00.
The account offers a possibility to earn rewards by using Simple Cash Back. The account holder is eligible to a personalized debit card which can be designed using the account holder’s choice of art work, including his or her own creation, pictures made by other people, or those found in the BBVA gallery. This account does not have an interest earning option. There is a $15 incoming domestic wire transfer fee, and a $30 outgoing domestic money transfer fee. The same fees are charged for these types of service internationally, i.e., $15 incoming international wire transfer fee, and a $30 outgoing international money transfer fee.
Once you choose the checking account that fits your needs, there are several ways to apply:
- Apply online Open Now
- Apply by phone Call 1-844-BBVA USA (1-844-228-2872)
- Apply in person find a BBVA location
Opening a BBVA Online Checking account is easy and can be done online, in a branch or over the phone. Once you have the account, you can add free Online Banking and Mobile Banking, plus Mobile Deposit® and Bill Pay. These services will give you the ability to easily manage your money virtually anywhere, putting you in control of your financial decisions.
Opening a BBVA Online Checking account can be done on your computer. Once you select the checking account you want, simply click the Open Now button to get started. The online form only takes a few minutes. Checking accounts are subject to approval, which may included credit approval. $25 minimum opening deposit required
BBVA USA Bancshares, Inc. is a Sunbelt-based bank holding company whose principal subsidiary, BBVA USA, operates 641 branches, including 330 in Texas, 89 in Alabama, 63 in Arizona, 61 in California, 44 in Florida, 37 in Colorado and 17 in New Mexico. BBVA USA ranks among the top 25 largest U.S. commercial banks based on deposit market share and ranks among the largest banks in Alabama (2nd), Texas (4th) and Arizona (6th).
1.BBVA "Online Checking Account. https://www.bbvausa.com/checking-accounts/online-checking.html " Accessed May 19, 2020.
To open this account, you’ll need to meet a few eligibility requirements:
- Social Security number or tax ID number.
- Address and contact information.
- Be 18 or older.
- Make an initial deposit of at least $25.
- Open the account online.
To apply you’ll need to provide the following information:
- Name, date of birth and address.
- Social Security number or tax ID number.
- Government-issued ID number.
- Contact information.
- Employment information.
BBVA offers Checking accounts for all of your needs, You may also be interested in :
Frequently asked questions
Yes, though you may need to call customer service to speak with a representative.
Routing numbers are different for every state:
- Alabama: 062001186
- Arizona: 122105744
- California: 321170538
- Colorado: 107005319
- Florida: 063013924
- New Mexico: 10700783
- Texas: 113010547
- All other states: 062001186
You can apply for a BBVA checking account online at bbvausa.com. If you would rather apply in person, find a BBVA location. Or apply via phone at 1-844-BBVA USA (1-844-228-2872).
Here’s how to start your BBVA checking account online application:
- Find the checking account that’s right for you
- Look for “Apply Now” button to start your application
- Fill out the application form, fund your account, and review and confirm your information before submitting your application. It’s that quick and easy.
This varies by bank and the type of checking account. For a basic, no frills checking account, most banks require at least a minimum opening deposit. For example, to open a BBVA Free Checking Account, you'll need an initial deposit of $25.
For a checking account with more features, and/or one that bears interest, you'll typically pay a monthly fee. For example, the BBVA Premium Checking Account offers tiered interest rates but requires a $19 Monthly Service Charge (which you can avoid)
BBVA online application system automatically saves your incomplete application so you can pick up where you left off.However, some account terms could be different when you resume the application. To find your incomplete application, click the “Apply Now” button on the account page where you originally started the application and scroll down to the following section:
Do you have an existing application with us? Resume Application
Simply call 1-844-BBVA USA (1-844-228-2872) or visit one of our branch locations. A customer service representative or branch associate will be able to access your online application and help you finish the process.
Once you’ve made the decision to switch to BBVA, you’ll need to open a checking account. Opening the account is easy and can be done on your computer. To close your old account, ask the previous bank for an Account Closing Request Form. Any funds remaining in the account will be moved to your new BBVA checking account. If you need to also switch a direct deposit, request a Direct Deposit Form from your employer or the Social Security Administration. In addition, to make changing your direct deposit easier, consider ClickSWITCH, a direct deposit platform that allows users to change their direct deposit through their employer without filling out a paper form. ClickSWITCH interacts with the employer directly on behalf of the employee, either electronically or mail.
Customer Service and New Accounts
(Alabama, Arizona, California, Colorado, Florida, New Mexico, and Texas)
Customer Service and New Accounts
Online and Mobile Banking Customer Service
Mortgage Origination Inquiries
Home Equity Loans and Home Equity Lines of Credit
Loan Customer Service
Automated Loan Payoff
Credit Card Customer Service
Investment Solutions Customer Service
BBVA American Express Card Customer Service
International (Mexico) Customer Service
Online Statements are electronic copies of your BBVA account statements. There are two online versions for each statement. Official Statements look exactly like your paper statement. The benefit of an online Official Statement is that you can view, print or save a copy of your statement. The second type is an Interactive eStatement, it has all of the information from your paper statement, but you can interact with it to sort transactions by date, amount, or description for easier viewing.
You can view and print all transactions that you have made during your online session with Online Banking via the Web by using the "print" function of your browser. Check the Help section of your browser for instructions on printing. If you are using Quicken, use the Print button.
Yes, you can access your BBVA Online Banking account overseas. But if you are having problems with your internet access, please contact your local Internet Service Provider for assistance. For problems with Online Banking, you can contact us online or directly by phoning +1-1-800-273-1057. BBVA USA office hours are:
Monday to Friday: 7 a.m. to 10 p.m. CT
Saturday: 8 a.m. to 4 p.m. CT
The numbers at the bottom of the check are, in order, the bank routing number, your account number, and the check number. Typically, the check number also appears in the upper right-hand corner of the check.
A BBVA Checking account provides a secure place to keep your money while also making it easy to access your funds to pay monthly expenses. Most checking accounts offer multiple ways to move money, such as checks, ATM/debit cards, online transactions, mobile deposits, and more. A BBVA Savings account is a place where you can safely keep money for a particular purpose. Most savings accounts come with ATM cards and pay a small amount of interest on your balance.
Currently, you can; add and remove accounts (other than the Primary), CDs, IRAs, Savings, Money Markets, Installment Loans and much more. You can also see your daily balance, account summaries and account balance alerts. Adding email addresses for alerts can be while online as well.
Yes, you can access your account anywhere that you may have internet access or through the Mobile App
Online Statements are currently available for all BBVA checking, savings and money market accounts.
There is no fee to view an online statement from your BBVA account.
f you have both a BBVA checking and savings account, you can easily link your accounts via Online Banking, Mobile Banking, or telephone banking. You can also come into a branch and have a representative link your accounts. To link your savings account to your checking account for overdraft protection purposes, you can stop by any branch or call 1-844-228-2872.
Stop using the account and allow all checks and other transactions to clear. Look for automatic payments, subscriptions and payments set up through your bank’s online bill pay system. Just to be safe, you might want to leave some money in the old account for one month. Transfer any direct deposits to your new account. Check with your company and other income sources to see if you need to submit anything in addition to the Direct Deposit Form. Finally, go to a branch location, call customer service, or send an Account Closing Request Form to close account. Then destroy any old ATM cards, debit cards, unused checks, and deposit slips
A routing number identifies the bank and state your money is coming from. The routing number is basically an electronic address for bank transactions made among financial institutions in the United States. It’s also known as a ABA RTN or American Bankers Association Routing Transit Number.
The account number on your check identifies your individual account. Whereas your routing number is specific to your bank and state, your account number is specific to you. Therefore, it's important to safeguard your account number against theft to prevent fraudulent charges.
Yes. You can use it by itself online or access it with the current versions of Quicken® for Windows or Quicken® for Mac (The three most recent versions of Quicken® are supported.) In fact, you can use it both ways with the same Username and Password.