Chase Total Checking® Account

With a monthly fee that's easy to avoid, Chase's renowned security features, and many ways to access and monitor your budget, the Chase Total Checking® Account is perfect for those looking for a simple and convenient way to manage their money.

This checking account offers almost everything a checking account should offer, including free online statements, online and mobile banking, a debit card, and more. You can upgrade the offer by purchasing additional services or opening a Chase savings account to earn interests.

Monthly Fee
Minimum Deposit to Open
  • Features
  • Deposit methods
$12 (can be waived)
16,000 ATMs
$2.50 (the U.S); $5 (withdrawals outside the U.S.), and $2.5 for transfers and inquiries at ATMs outside the U.S.

Account Details

  • Monthly fee can be waived if you make a direct deposit of $500+, keep a balance at the beginning of each day of $1,500 or an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying deposits/investments.
  • Access to Chase DepositFriendlySM ATMs + Direct Deposit.
  • Chase QuickPay® with Zelle® (enrollment required).
  • Free online statements.
  • Chase debit card with chip technology.
  • Online and Mobile Banking, including Online Bill Pay.
  • Account alerts to monitor your account, prevent overdrafts, and protect your account.
  • Text Banking to check your balance and activity.
  • Advanced protection technology, and FDIC deposit insurance.

Frequently asked questions